Decision Time: Planning Your Retirement Life

If you have been doing some Retirement life planning already you may have recognised elements of the lifestyle you want in your next stage of life and also have some understanding of the many ways you can make money without working in a traditional job.

You probably aren’t yet ready to make a decision with confidence, but by planning your retirement life and exploring these ideas you will soon get a feel for the direction that you would like to go.

Make well-considered decisions by planning your retirement life

When you make your decisions you need to feel good about your choices. You want to be brimming with enthusiasm and excitement about this new stage of your life.

Making no decision, just drifting along, is clearly not a good idea. You wouldn’t be reading about retirement life planning if you were already completely happy with your future plans, and putting your head in the sand is not going to improve the situation. At some time you will have to take action. You need to be ready to make a decision by having thought through everything in advance.

plan your better retirement life

Major life decisions always need lots of planning

Fear and caution are natural responses at this time. You are making major life decisions and that is fairly overwhelming at the best of times, but more so when you feel that the choices are out of your control or, even worse, when you change your lifestyle and then find that you hate the new life you have created.

By immersing yourself in all the information that is available on BoomersNextStep and following the links to some of the programs that I believe are genuinely helpful, you will gradually start to find that it is all making sense to you and you can see a positive way forward.

Try to save yourself the mistakes

I’ve made many mistakes as I’ve built my business online. I have spent good money on rubbish products, I have trusted advisors who didn’t live up to their marketing, I have been exposed to great ideas but didn’t realise what I could do with them at the time….I’ve made every classic mistake that people make online. Through Young at Heart I’d like to help you avoid these mistakes.

With a clear vision of your preferred lifestyle and knowledge of all the many possible entrepreneurial activities available, you can make the right decision.

What will drive you to that correct decision is your purpose.

A purpose makes you a winner.

Having a clear purpose, defined achievable goals and a plan that includes activities that excite you, is what will drive you forward. It’s been proven time and time again that a person with a clear goal is the one who achieves success. In your case it can mean success in financial terms, in personal satisfaction and, most important of all, in creating and enjoying your preferred lifestyle… It’s a win-win-win situation.

One major benefit of having a purpose in life is the impetus to get out of bed!

So many people allow life to drift by when they finish the worklife that they have pursued for years. With no retirement life plan they start each day with no goal in mind and with no incentive to do anything in particular. You hear them say “I don’t know what I do all day but I’m always busy.” Is that how you want life to be? Or do you want to have something more in your life, not compelling you but providing you with an additional purpose. A person with a purpose has a reason to live life to the fullest.

Rethink the next stage of your life

Rethinking, looking at your future differently, is what this is all about. Adapt your mindset. Retirement life planning will help you recognise your ‘retirement’ from your job as a transition, not a full stop.  You are retiring from one thing to do something else that is of your choosing.

Planning your retirement life might lead to a cruise around the world. It might mean buying an RV or a caravan and seeing your own country. You might choose to have lots of interaction with family and friends, or caring for grandchildren. Your planning might allow you to finally do something you have always wanted to do – become a regular tennis player, take up the drums or learn belly dancing.

Our has lead to a hybrid lifestyle part work, part retirement.  It involves travel, having the boat we have always wanted and sailing to wonderful places like the Great Barrier Reef, and a lot of involvement with our grandchildren, which is just how we want it. How you do want your future life to be?  What wonderful adventures will your retirement life planning lead you to

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Jenni Proctor

Hi, I'm Jenni Proctor from Boomers Next Step. Remember when the formula for success in life was simply to strive for good marks at school, gain qualifications, get a great job, work hard and save for your retirement? Yes, I believed it too! For years my husband David and I wanted to develop a business that we could operate anywhere in the world, but both of us were educated to be employees.  We had entrepreneurial dreams and ideas, but still had employee mindsets. 14 years ago I took the giant leap!  I left my job in Education to start a business as a Career Counsellor and Coach, helping mature adults transition from one career path to another, and particularly from employment to entrepreneurship.  I had studied long and hard to gain new qualifications but sadly I hadn’t learnt how to market my new business. About 12 years ago we realized that we were not tracking well towards having the sort of retirement we wanted. We’d saved; we’d invested; and like so many other people we’d also lost some money along the way. It didn’t help that my business was not bringing in as much as I had been earning as an employee. Our dreams of extensive travel and helping our family were being replaced by a growing concern that we would outlive our savings. It seemed that a traditional retirement would not allow us to maintain the lifestyle we wanted. I love helping people plan the next phase of their lives, but we realized that was not going to be enough.  We needed a way to create an income stream that would pay for the travel and other lifestyle luxuries we wanted, that would provide mental stimulation, and would interest us both.

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